THIS WANING PRESENCE OF BANK BRANCHES

The traditional brick-and-mortar bank branch is experiencing a sharp decline in its presence. Driven by the explosion of online and mobile banking, customers are increasingly turning to electronic channels for their financial needs. This shift has led to a reduction in branch establishments, and many institutions are closing existing branches to re

Free cash flow (FCF) represents a crucial metric for investors and business leaders alike. It illustrates the actual cash generated by a company after accounting for its operating expenses and capital expenditures. A strong FCF position can signal a healthy and sustainable business, capable of expanding. Understanding how to assess FCF and optimal